App Store Small Business Program Keep 95% of Your Revenue

The App Store Small Business Program reduces Apple's commission from 30% to 15% for eligible developers earning under $1M annually. Allocents is a direct billing alternative enabled by the April 2025 Epic v. Apple ruling. Instead of paying 15% to Apple, you process payments through Allocents at 5% + 50¢ per transaction as Merchant of Record, with full tax, fraud, and chargeback handling included. It is a structural alternative, not a program enrollment.

Under Allocents Billing (full Merchant of Record mode), Allocents handles payment processing, tax remittance across 190+ countries, chargebacks, fraud protection, refunds, receipts, PCI compliance, and customer support. As a small developer, you integrate the SDK once and Allocents manages the entire billing operation behind the scenes.

Yes. Allocents is designed to run alongside Apple's StoreKit, not replace it entirely. The Sign Up and Save paywall shows new users both the App Store option and a direct billing option simultaneously. Existing StoreKit subscribers can be migrated gradually using Switch and Save campaigns. You stay compliant while expanding your billing options.

Allocents integrates in approximately 15 minutes. The SDK supports Swift/SwiftUI, Kotlin, Flutter, and React Native, and requires under 10 lines of code. Existing StoreKit products are automatically synced from App Store Connect, so there is no need to rebuild your product catalog before going live.

BYOS (Bring Your Own Stripe) lets you connect your existing Stripe account and use Allocents' SDK, checkout UI, and migration flows at 0.5% of migrated revenue. However, in BYOS mode you are responsible for Merchant of Record duties: tax remittance, chargebacks, fraud, and customer support. For small indie developers without existing billing infrastructure, Allocents Billing at 5% + 50¢ is typically the lower-complexity choice.