Mobile App Payment Gateway Beyond Apple's 30%

Yes. Allocents operates as a full Merchant of Record payment gateway, meaning it is the legal seller of record on every transaction. Payment processing runs via Stripe, and Allocents handles PCI compliance, fraud protection, chargebacks, and tax remittance. This is a complete billing infrastructure, not a wrapper around raw Stripe. The US market is the primary jurisdiction, enabled by the April 2025 Epic v. Apple ruling.

Stripe and Paddle are not purpose-built for mobile app checkout. Stripe requires you to build your own checkout UI, handle tax, manage chargebacks, and build migration flows from scratch. Paddle is a web-first MoR with no native mobile SDK. Allocents ships a native iOS and Android SDK with embedded checkout, StoreKit migration flows, and full MoR coverage — all in a 15-minute integration versus months of multi-vendor engineering.

Yes. Allocents is designed to run alongside StoreKit, not replace it immediately. New users can see a Sign Up and Save paywall that offers both App Store checkout and direct billing. Existing subscribers continue on StoreKit until they are shown a Switch and Save campaign. This dual-mode approach means zero disruption to your current revenue during migration.

When you use Allocents Billing (Merchant of Record mode), Allocents handles all tax obligations. That includes US sales tax, EU VAT, Australian GST, and remittance in 190+ countries. You never touch a tax filing. If you use Bring Your Own Stripe (BYOS) mode, you become the Merchant of Record and take on those responsibilities yourself while still using Allocents' SDK and checkout UI.

The SDK is designed for a 15-minute integration. It supports Swift and SwiftUI for iOS, Kotlin for Android, and Flutter. React Native support is also available. The integration is under 10 lines of code for the core checkout flow. StoreKit product sync from App Store Connect means you do not need to manually recreate your existing product catalog in a new system.